Count on human nature. As much as things change, the one thing that you can count on, is that the people with the most to lose will do what’s in their best interest when push comes to shove. This kicks in whenever the news gets bad and people start to worry about investments. Remember […]
As you may have seen in the news, markets are down fairly significantly and we’ve now moved into Bear market territory. So we thought you might appreciate our thoughts in between newsletter issues. Last week the Federal Reserve in the U.S. issued the largest interest rate hike in decades and it’s caused a fair […]
What a mess the world looks to be in. Between threats of nuclear war, the worst pandemic in 100 years, food shortages, climate disruption and now massive inflation, it’d be easy to think that life was going backwards – not moving ahead. Not so. The truth is that we’re in a traumatic period […]
One of our commitments to our clients is keeping up with technology. Doing so helps us gradually become more efficient while improving client service little by little. This approach has worked well for us in the past. It’s part of our general philosophy. If we test new technology internally, we’re better able to […]
We’re proud of the fact that we routinely have an open rate on our newsletter of over 80%. That’s pretty much unheard of in the financial industry. And while we’re pleased that so many of our clients appear keenly interested in our perspectives, we believe that the consistently high readership comes largely down to one […]
I’m getting married at the end of August to my wonderful fiance Phil. As excited as we are, it’s been a challenge putting a wedding together during Covid times. While things look more encouraging now, in planning things out at the very start of the year we had to really think long and hard about how […]
Looking for a family movie to watch? I’ve got a great suggestion for you. It’s not a typical action flick, a romantic comedy, or a thriller – even though there is a predator involved. No, this movie is a financial services cult classic. I say that because it could inspire substantial returns for […]
I’ve had a few clients ask about retirement lately. Not theirs, but mine. It got me to thinking. Perhaps other clients were wondering if or when I was going to retire? So, I thought I’d address the issue head-on, along with our approach and plans here at Schneider Insurance. Our success […]
Despite some recent volatility, stocks have continued to move higher over the past few months. We’ve seen record gains as corporate earnings in the U.S. have recently surprised almost all analysts. On the S&P 500, a standout 87% of corporate earnings beat expectations. That goes a long way to justify historically very expensive price-earnings multiples. […]
The financial business is often associated with life events. One such event is the birth of a child. And though that’s far from the only time women consider insurance, it does often act as a prompt to get them to consider the longer-term considerations now in play. How to value the appropriate coverage to consider […]
