Metabolical

I’m getting married at the end of August to my wonderful fiance Phil.  As excited as we are, it’s been a challenge putting a wedding together during Covid times.  While things look more encouraging now, in planning things out at the very start of the year we had to really think long and hard about how […]

Maxed Out

Looking for a family movie to watch?  I’ve got a great suggestion for you.   It’s not a typical action flick, a romantic comedy, or a thriller, even though there is a predator involved.   No, this movie is a financial services cult classic. I say that because it will bring substantial returns for you […]

AN IDEAL RETIREMENT MEANS DOING WHAT YOU LOVE

I’ve had a few clients ask about retirement lately.   Not theirs, but mine.   It got me to thinking. Perhaps other clients were wondering if or when I was going to retire?   So, I thought I’d address the issue head-on, along with our approach and plans here at Schneider Insurance.   Our success […]

SCHNEIDER INSURANCE UPDATE

Despite some recent volatility, stocks have continued to move higher over the past few months. We’ve seen record gains as corporate earnings in the U.S. have recently surprised almost all analysts. On the S&P 500, a standout 87% of corporate earnings beat expectations.  That goes a long way to justify historically very expensive price-earnings multiples. […]

PROPERLY VALUING MOTHERS FOR INSURANCE

The financial business is often associated with life events.  One such event is the birth of a child.  And though that’s far from the only time women consider insurance, it does often act as a prompt to get them to consider the longer-term considerations now in play. How to value the appropriate coverage to consider […]

SCHNEIDER INSURANCE UPDATE

Despite mixed earnings,  an ongoing pandemic and the threat of considerably higher taxes coming with Joe Biden’s administration, markets have continued to nudge higher over the past couple of months.  It would be normal, with signs of an overheated market to wonder, a) why things remain so buoyant and b) when we’ll see the next […]

Thoughts on “The Psychology of Money”

We’re regularly working towards improving our education so that we can help you. One of the things we did (well Mark and I did) this Christmas holiday was to review The Psychology of Money. It’s a book detailing timeless lessons on wealth, greed, and happiness, written by Wall Street Journal columnist Morgan Housel. The book […]

THE WORLD’S FUTURE REMAINS BRIGHT

There’s a cognitive bias known in Behavioral Economics named Loss Aversion Bias. Boiled right down, it means that we are roughly twice as concerned about our losses as we are our gains.  Historically speaking it’s been one of the major things that keep investors from earning what they can. For some reason, the brain is hardwired […]

SCHNEIDER INSURANCE UPDATE

With the exception of some volatility in the last few weeks, stock markets have remained amazingly resilient.  Given that corporate earnings in numerous sectors have collapsed, it would be easy to assume a significant market pullback would have similarly occurred.    That may come yet but the fact that we’ve had such relative resiliency since […]

WHY WE NEED A NEW (SMALL TO MIDSIZED) HOUSING BOOM IN CANADA

We’re not only in a pandemic, but we’ve also got a national housing crisis on our hands.  Due to both technology and the Coronavirus, people are being left behind and losing ground in record numbers.   We may see a wave of evictions like Canada has never seen.  So, last year, CMHC set an ambitious goal.  […]