FIRST-TIME HOME BUYERS OPTIONS
Home prices are finally starting to come down throughout BC, largely due to interest rate rises. And assuming we see another couple of years of rate rises, we should see prices recede accordingly to a level that is hopefully sane once again. That means that for younger couples without a home today, starting now to […]
PAY YOURSELF FIRST
CORPORATE OWNED LIFE INSURANCE — PROBATE TAX ISSUES?
The tax rules governing the valuation of corporate-owned life insurance, for purposesof determining the fair market value (FMV) of private company shares on a shareholder’s death1, are well established. Subsection 70(5.3) of the Income Tax Act (the Act) provides that in valuing the shares ofthe corporation, the FMV of any corporate-owned life insurance on the […]
SCHNEIDER INSURANCE UPDATE
Resilience has been the best term we can apply to markets as of late. Despite concerns over rising inflation and interest rates, supply chain issues, a Chinese property market collapse and a new energy crisis, markets have been able to pull back from a September slow down and are now once again at or very […]
HOW AGGRESSIVE TAXATION IS AFFECTING MULTIGENERATIONAL SMALL BUSINESSES IN CANADA
A YOUNGER PERSON’S GUIDE TO RRSPs
SCHNEIDER INSURANCE UPDATE
Markets have moved higher for yet another quarter. Encouragingly, large-scale volatility has been mostly absent as record GDP growth in the U.S. has now exceeded pre-pandemic levels. While bond portfolios may not have been stand-out performers, they continue to provide portfolio stability. This has been encouraging given that we are overdue for both a […]
AN IDEAL RETIREMENT MEANS DOING WHAT YOU LOVE
I’ve had a few clients ask about retirement lately. Not theirs, but mine. It got me to thinking. Perhaps other clients were wondering if or when I was going to retire? So, I thought I’d address the issue head-on, along with our approach and plans here at Schneider Insurance. Our success […]
SCHNEIDER INSURANCE UPDATE
Despite some recent volatility, stocks have continued to move higher over the past few months. We’ve seen record gains as corporate earnings in the U.S. have recently surprised almost all analysts. On the S&P 500, a standout 87% of corporate earnings beat expectations. That goes a long way to justify historically very expensive price-earnings multiples. […]