SCHNEIDER INSURANCE UPDATE

Despite mixed earnings,  an ongoing pandemic and the threat of considerably higher taxes coming with Joe Biden’s administration, markets have continued to nudge higher over the past couple of months.  It would be normal, with signs of an overheated market to wonder, a) why things remain so buoyant and b) when we’ll see the next […]

SCHNEIDER INSURANCE UPDATE

The economic and coronavirus news remains grim, yet the markets have remained on largely an upward trend.   Why? Inflation is coming.    With the news last week that the U.S. economy shrank at a historically annualized rate of almost 33% in the April to June quarter along with news that the U.S. Federal weekly […]

SCHNEIDER INSURANCE UPDATE

It’s been a month since our last update and things have not improved.  I’m not talking about the markets (they’re up), but rather the Coronavirus and its ramifications on society and the global economy.  A few days ago, the IMF confirmed what was starting to become clear during our last update. That the global economy […]

SPOUSAL SUPPORT

From time to time Separation Agreements and the obligations and spousal support payments come under dispute. It is important to understand tax and other consequences when attempting to change or amend a separation agreement and to include your accountant and lawyer in the process. When couples experience a break down in their relationship, one of […]

THE NEW (OLD) NORMAL

Markets are likely to continue to bounce around with greater volatility than we’ve seen for the past decade. We’re calling it the New Normal.  A return to markets of old.    Fortunately, 2019 seems to be off to a good start as we’ve seen a rebound from a terrible month of December (which was the […]

EXPANDING THE CRA’S INVENTORY OF DATA ASSETS

In the 2017 federal budget, the government announced it was considering new ways to improve tax reporting requirements for trusts in order to better collect beneficial ownership data. This has led to an announcement in the 2018 federal budget that outlines the government’s intention to bolster the Canada Revenue Agency’s (CRA) ability to audit trusts […]

INCREASED MARKET VOLATILITY MAY BE THE NEW NORMAL

Wondering why the market has are becoming more volatile as of late?  Simply put, the U. S government has been borrowing too much money for the bond market to absorb over the last year.   That’s despite very strong corporate profitability, a good economy and the tax revenues that come along with it.   Gone are […]

CHARITABLE GIVING OF CORPORATE-OWNED LIFE INSURANCE

Life insurance is a valuable asset for charitable giving because it allows a donor to make a charitable bequest without depleting the donor’s estate assets. It also provides the opportunity to magnify the size of a charitable gift. Listen to the Article https://28ay0t3jwswp27420a2v6o8b-wpengine.netdna-ssl.com/wp-content/uploads/2017/10/Charitable-Giving-of-Corporate-Owned-Life-Insurance.mp3 All too often, we tend to think of charitable giving with life [...]

PENSION INCOME SPLITTING CREATES SAVINGS OPPORTUNITY

Pension income splitting is a tax savings strategy designed to lower a couple’s overall family tax bill, leaving more disposable income. When filing their annual income tax returns, a couple can jointly elect to shift up to one-half of eligible pension income from the spouse in a higher tax bracket to the spouse in a […]

Dividend Taxation

The system in place to tax Canadian dividend income is designed to achieve “integration.” The intent of integration is to ensure that the combined total personal and corporate tax imposed on different types of income received directly or from a corporation is roughly equal. In other words, integration tries to ensure that there is no […]

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MA Scheneider

Perspectives Articles

The standard approach for determining insurance need begins with disco...

SCHNEIDER INSURANCE UPDATE

Despite mixed earnings,  an ongoing pandemic and the threat of consid...

Thoughts on “The Psychology of Money”

We’re regularly working towards improving our education so that...

THE WORLD’S FUTURE REMAINS BRIGHT

There’s a cognitive bias known in Behavioral Economics named Los...

SCHNEIDER INSURANCE UPDATE

With the exception of some volatility in the last few weeks, stock mar...

WHY WE NEED A NEW (SMALL TO MIDSIZED) HOUSING BOOM IN CANADA

We’re not only in a pandemic, but we’ve also got a national housin...

We Celebrate Savers

At M.A. Schneider Insurance, we believe the saver deserves to be celebrated.

After all, it’s the saver that is conscientious every day to gradually create wealth for all.

That habit not only creates security for them but for their families and for the community as a whole.

We think they sometimes lose sight of how important they are.

This blog is here to help them. To help inspire them to stay the course and ultimately lead the great lives that they deserve.

Here’s What to Expect

1. Insight we gather about what’s going on that may affect the long-term quality of your life…

While there is a lot on the Internet, we know that making the best decisions for your life is often based on knowing just what your options are.

2. We hope that understanding what’s going on will help with perspective on what you can do.

3. New innovation and resources you can seek out.

This blog will offer an insight into the future because whether we like it or not, we’re going there. We’ll do the research to find the innovations that you should know about.