THE DATA INDUSTRIES TIPPING POINT

Like a crisp fall evening where the chill in the air instinctively tells you the season is about to change, the data industry feels like it has just hit its tipping point. And despite the odorous smell coming from Facebook and it’s questionable ties to Cambridge Analytica, and the manipulation of the American election, this […]

PREPARING FOR TAX SEASON

As we enter a new year, the process of planning for the 2018 personal tax return season becomes top of mind for many. The primary objective is to ensure that the least amount of income tax is paid within the legal framework. The following are a few of the more commonly missed items when taxpayers […]

INCREASED MARKET VOLATILITY MAY BE THE NEW NORMAL

Wondering why the market has are becoming more volatile as of late?  Simply put, the U. S government has been borrowing too much money for the bond market to absorb over the last year.   That’s despite very strong corporate profitability, a good economy and the tax revenues that come along with it.   Gone are […]

CHARITABLE GIVING OF CORPORATE-OWNED LIFE INSURANCE

Life insurance is a valuable asset for charitable giving because it allows a donor to make a charitable bequest without depleting the donor’s estate assets. It also provides the opportunity to magnify the size of a charitable gift. Listen to the Article https://28ay0t3jwswp27420a2v6o8b-wpengine.netdna-ssl.com/wp-content/uploads/2017/10/Charitable-Giving-of-Corporate-Owned-Life-Insurance.mp3 All too often, we tend to think of charitable giving with life [...]

The Coming Canadian Debt Calamity?

You may be in for a shock over the next few years as the well-meaning though overly generous Federal and Provincial government spending and policies come home to roost.   Canadians are borrowing money at a record rate bringing with it rapid inflation.  We are nearing the point where it is likely to tear at the [...]

WHY WE FOLLOW THE FUTURE

At Schneider Insurance, we follow the future, because it's going to arrive whether we like it or not. The start of the new year is a great time for an overview of where things are at.  This year, one of the pieces we reviewed over the holidays was produced by futurist Peter Diamandis on the [...]

PENSION INCOME SPLITTING CREATES SAVINGS OPPORTUNITY

Pension income splitting is a tax savings strategy designed to lower a couple’s overall family tax bill, leaving more disposable income. When filing their annual income tax returns, a couple can jointly elect to shift up to one-half of eligible pension income from the spouse in a higher tax bracket to the spouse in a […]

Interest Expense

The Canada Revenue Agency (CRA) recently released an updated folio publication on the topic of interest deductibility. This is part of the CRA’s new Income Tax Folio series, which is designed to provide details of their current administrative practices and is targeted at the professional tax community. Folio S3-F6-C1, released in 2015, sets out the […]

Joint Tenancy Can Add Complications

Distribution of an individual’s estate can take many forms. Assets can be gifted before death or distributed after death. Specific assets can be directed to specific heirs or the residue of the estate could be divided among a group of heirs. Methods for achieving these distributions can vary. A common estate planning strategy in Canadian […]

A Charitable Gift: Differing Tax Outcomes Can Affect the Plan

Charitable gift planning should involve the careful consideration of all aspects of making a large gift to charity. Some of the elements to be considered include the exact nature of the gift (i.e., cash versus a specific asset), the timing of the gift (i.e., all at once or in installments), whether the gift is inter […]

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MA Scheneider

Perspectives Articles

The standard approach for determining insurance need begins with disco...

SCHNEIDER INSURANCE UPDATE

Despite mixed earnings,  an ongoing pandemic and the threat of consid...

Thoughts on “The Psychology of Money”

We’re regularly working towards improving our education so that...

THE WORLD’S FUTURE REMAINS BRIGHT

There’s a cognitive bias known in Behavioral Economics named Los...

SCHNEIDER INSURANCE UPDATE

With the exception of some volatility in the last few weeks, stock mar...

WHY WE NEED A NEW (SMALL TO MIDSIZED) HOUSING BOOM IN CANADA

We’re not only in a pandemic, but we’ve also got a national housin...

We Celebrate Savers

At M.A. Schneider Insurance, we believe the saver deserves to be celebrated.

After all, it’s the saver that is conscientious every day to gradually create wealth for all.

That habit not only creates security for them but for their families and for the community as a whole.

We think they sometimes lose sight of how important they are.

This blog is here to help them. To help inspire them to stay the course and ultimately lead the great lives that they deserve.

Here’s What to Expect

1. Insight we gather about what’s going on that may affect the long-term quality of your life…

While there is a lot on the Internet, we know that making the best decisions for your life is often based on knowing just what your options are.

2. We hope that understanding what’s going on will help with perspective on what you can do.

3. New innovation and resources you can seek out.

This blog will offer an insight into the future because whether we like it or not, we’re going there. We’ll do the research to find the innovations that you should know about.